Having a disabled child can be financially draining. Luckily, there is assistance out there in the form of Supplemental Security Income or SSI. You may have heard that there are income restrictions for these types of benefits. This is correct. Typically your income must fall below between $3,065 and $6,009 monthly depending on your household size. Luckily not all income is counted towards this limit.

What are the Overall Income Limitations?

As stated above the income restrictions typically will fall between $3,065 and $6,009 per month depending on your family size. Below is a chart to determine what the income limits would be for your family in particular. It is important to note that both parents and step-parents income will be counted towards monthly household income.

Gross monthly income BELOW the dollar amounts shown means a disabled child may be eligible for SSI benefits.Amounts given are general guidelines only.
Number of Non- Disabled Children in Household  

All earned income


All unearned income

One parent in household Two parents in household One parent in household Two parents in household
0 $3,065 $3,801 $1,510 $1,878
1 $3,433 $4,169 $1,878 $2,246
2 $3,801 $4,537 $2,246 $2,614
3 $4,169 $4,905 $2,601 $2,982
4 $4,537 $5,272 $2,982 $3,350
5 $4,905 $5,641 $3,350 $3,718
6 $5,273 $6,009 $3,718 $4,086


How Do I Determine What Will Be Counted and Deducted from My Monthly Household Income?

If a disabled child is under 18 and lives at home, Social Security will count some of the parents and/or step parent’s income towards the child’s available income. First, Social Security will add all earned and unearned income. Unearned income may include any type of social security benefits, pensions, unemployment benefits, etc. Unearned income NOT counted towards household income include: tax refunds, veterans pensions, food stamps, court ordered support (such as alimony or child support), food stamps, welfare, and other types of social assistance.

Next, Social Security will take out all deductions from your monthly household income.

Deductions Include:

  • $368 per month per each non-disabled child
  • $20 per month for general income exclusion
  • $65 per month in earned income exclusion


To determine the amount of benefits your child could receive if approved for disability benefits check out SSA’s Benefit Eligibility Screening Tool.


How Do I Apply for SSI for My Disabled Child

To apply for disability for a child’s claim you need to start by filling out the Child Disability Report online. You may also go to your local SSA office to fill it out in person.

You may also want to consider hiring a qualified Social Security Disability Lawyer. Getting approved for disability benefits on a child’s claim is often more difficult than being approved for an adult. This is where having an experienced disability attorney can make the difference between winning and losing benefits.

Hire a Utah Disability Lawyer

If you have a disabled child you may be entitled to SSI benefits. Call today for your free evaluation. We charge $0 up front and will only accept a fee if we are able to get you approved for disability benefits.



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