Social Security Disability Claims – Debunking the Myths

The Social Security Disability claims process can be quite confusing, and most people in need of information turn to the internet. Unfortunately, much of what they find isn’t actually correct.

Quite a few misconceptions about Supplemental Security Income (SSI) and Disability Insurance Benefits (DIB) are floating around, many of which sound completely believable. Below, we shed light on several of the most pervasive myths concerning SSD claims.

SSDI facts and myths

Myth: You Need to Be Disabled for a Year Before Appling for Benefits

Reality: You can file an SSD claim as soon as you become disabled and unable to earn a living. You don’t have to wait a year to apply – rather, the illness or injury that prevents you from working must be expected to last for at least 12 months.

Myth: You Can’t Receive Disability Benefits if You Have a Job

Reality: The Social Security Administration (SSA) allows you to work and receive disability benefits – in fact, they want you to earn a living to the best of your ability. There’s a maximum amount you can make and still be eligible, but your SSD claim won’t be denied just because you’re currently employed.

Myth: Every Social Security Disability Claim is Initially Denied

Reality: Though many people who file SSD claims are denied the first time they file, this isn’t always the case. The Social Security Administration approves some claims at the outset, and some applicants start receiving disability benefits within months of their filing date.

Myth: Your Condition Must Be in the Blue Book to Get SSD Benefits

Reality: The SSA uses what’s known as the Blue Book, which lists disabling physical and mental impairments, in making decisions about SSD claims. But if your illness or injury isn’t listed, you can still qualify for disability benefits if it prevents you from doing any gainful work activity.

Myth: Getting Expert Help with a Disability Claim Costs Too Much

Reality: The law limits how much disability advocates can charge for their services. Furthermore, the fees are typically contingency based – which means you won’t pay a dime until your SSD claim is approved. And the payment for your advocate will automatically come out of your past-due benefits, so you don’t have to worry about coming up with the money.

Do you want the facts on Social Security Disability claims? The expert advocates at Mountain West Disability, based in northern Utah, can answer your questions and explain everything you need to know about applying for Supplemental Security Income or Disability Insurance Benefits.

The Mountain West Disability team can also guide you through the entire SSD claims filing process – and we’ll do whatever we can to help you get the benefits you need. To learn more about our advocate services, or to schedule a free consultation to discuss your Social Security Disability claim, contact us today.