One of the most prevalent myths about Social Security Disability is that you must wait a year after becoming disabled to apply for disability benefits. This, luckily, is not the case. Social Security does have a rule that your disability must last at least a year. But there is absolutely no rules that you need to wait to apply after becoming disabled.
When Should I File for Disability?
Applying for disability can take upwards of a couple of years. Waiting a year to apply will only make an already long process longer. What you may not know is that it can also be extremely harmful to your claim. There are two types of disability benefits, SSI which is a needs based and SSDI or DIB which is based on your work credits. Typically in order to qualify for DIB benefits you must have worked at least 5 out of the last 10 years. Which means if you wait to file you may miss the chance to qualify for DIB.
Because of this you should always file for disability the day you cannot work anymore. Waiting will not only make you have to wait longer for your benefits, but may actually make you ineligible for them.
How Do I File For Disability?
The best thing you can do for your disability claim is to contact an experienced disability lawyer. The road to disability is often a long and hard one. Having an attorney on your side will guarantee your claim gets processed as quickly as possible and will also increase your chances of being approved. Most firms charge $0 up front and will only take a fee if they are able to get you benefits.
Call a Utah Social Security Attorney
The road to disability benefits is often a long hard fight. Luckily you don’t have to fight alone. Call today for your free consultation.