How Long Can You Receive Social Security Disability Benefits?

If you’re thinking about filing an application for Social Security disability benefits, you may be wondering what happens if you receive an approval. Will you continue getting monthly payments for the remainder of your lifetime? Or will that stop at some point?

No one is guaranteed to receive lifelong payments, but many people do. In certain situations, however, the SSA terminates benefits. Here, the professional team at Mountain West Disability explains what you need to know.

SSDI duration

Benefits Can Continue Until You Reach Retirement Age

Once you are awarded Social Security disability benefits, you may continue to receive monthly payments until you reach the age of retirement as long as you remain unable to work. At this time, you won’t be disqualified – instead, your payments will become either Social Security retirement income or Supplemental Security Income (SSI) for the elderly.

Why You Could Stop Receiving Disability Benefits

If medical care or rehabilitation improves your condition in the future, you may no longer have a qualifying disability – and that would bring your benefits to a stop. The SSA will conducts periodic assessments, known as continuing disability reviews (CDR), to determine if you meet the medical requirements to continue receiving benefits.

Your monthly payments could also stop if your income becomes too high. Disability benefits are meant for people who cannot work, and earning enough money on your own may end your eligibility.

Do You Qualify for Social Security Disability Benefits?

Knowing that you could potentially receive benefits until retirement age – or at least until your medical condition or earning situation improves – should help put you at ease. Being disabled and unable to work is incredibly stressful, but at least now you can see that your financial future can be brighter.

However, the first step is to apply and get approved for benefits. SSI is a needs-based program, designed for low-income individuals. Disability Insurance Benefits (DIB), on the other hand, provides monetary assistance to those who have paid enough in Social Security taxes when previously employed. The experienced advocates at Mountain West Disability can determine which program you qualify for – and you can count on our team to work hard to secure an approval.

We never charge upfront fees for our services, and we’ve helped hundreds of disabled individuals start receiving cash benefits. We’d be happy to answer your questions, assist with your SSI or DIB application and provide you with peace of mind. For more information on Social Security disability benefits, contact us online or call our office in Murray, Utah, today.